Pioneer Appalachia FCU

No Fees. Keep 100%

April & May: We cover standard fees for coin and cash transfers.

Learn More
*Standard Coinstar® fee waived for Pioneer AFCU members during April & May. Terms apply.

Auto Loans Starting at 3.74% APR*

Drive the payment you want—simple, fast, and local.

Learn More / Apply Shop Cars
*Rates as low as 3.74% APR on approved credit. Actual rate and term based on creditworthiness and other factors. Terms apply.

Earn 2× Points

Everyday Rewards with Your Pioneer Perks Card

2× Points Every Purchase No Annual Fee

Earn rewards on every swipe. Every purchase earns 2× points.

Learn More
 Points posting and redemption are through UchooseRewards. Credit approval required. Federally insured by NCUA.
Pioneer Perks Rewards Visa®

Earn on every dollar you spend.

2 POINTS

Per Dollar  ·  No Annual Fee  ·  Never Expires

 
Redeem Rewards
Cash, travel,
or gift cards
No Annual Fee
Low fixed
rate
Earn from
Purchase #1
Points never
expire

The Pioneer Perks Rewards Visa® puts your everyday spending to work. Earn 2 points per dollar on purchases and redeem through uChooseRewards — no minimum, no expiration, no hassle.

Apply Today Learn More
2 points per $1 spent on purchases. 1 point per $1 on balance transfers. Card must be registered at uchooserewards.com to earn points. Rate may vary based on creditworthiness. Not all applicants will qualify. Membership required. Federally insured by NCUA.

Contact Us

How can we help you get to where you want to be?

Get in Touch

Lost or Stolen Card

To report your card lost or stolen, contact us during operating hours.

See Contact Info

Forms

Access forms and documents that will come in very handy for you as a member!

See Forms

Pioneer Auto Shopping

Looking for a new car? Research local deals and save time and money!

Compare with Auto Shopping

On the go?

JOIN US ON YOUR PHONE

Easily check your accounts, send money, and stay on top of your finances—anytime, anywhere. With secure access and real-time updates, our app makes managing your money simple and stress-free.

APP STORE GOOGLE PLAY
 
Mobile Banking App

Your journey to
freedom starts here.

Get behind the wheel faster with low rates and flexible terms.

  • Rates as low as 4.74% APR
  • No payment for 60 days
  • Fast processing

Whether it’s a big purchase or everyday rewards, Pioneer has your back.

  • Earn points with our Perks Debit and Credit Cards
  • Flexible personal loans with quick approvals*
  • Track your spending with our mobile app
*Loans are subject to credit approval

Turn your goals into reality with high-earning savings and smart lending tools.

  • Earn up to 3.75% APY on 13-month Certificate*
  • Home Loans for what matters most
  • Smart Start accounts for students & young savers
A mom and toddler digging in a garden

Member Stories


“My financial advocate was knowledgeable, polite and friendly.
Banking at Pioneer has been a blessing.”

Close up of two hands shaking

Locations and Hours


We'd love to see you in person! Please feel free to drop into any branch location near you.

A young woman looking through a rack of clothes in a store

Credit Cards


Flexible shopping, easier budgeting, and fun points and prizes — our credit card options make it easy to live life to the fullest.