On the go?
JOIN US ON YOUR PHONE
Easily check your accounts, send money, and stay on top of your finances—anytime, anywhere. With secure access and real-time updates, our app makes managing your money simple and stress-free.
Pioneer Appalachia FCU
Pioneer Perks Rewards Visa®
Earn Rewards on
Every Purchase
No annual fee. Points that never expire.
2x Points
Per dollar spent
No annual fee — ever
Points never expire
Redeem for cash, travel, or gift cards
The Pioneer Perks Rewards Visa® puts your everyday spending to work. Earn 2 points per dollar on purchases and redeem through uChooseRewards — no minimum, no expiration, no hassle.
2 points per $1 spent on purchases. 1 point per $1 on balance transfers. Card must be registered at uchooserewards.com to earn points. Rate may vary based on creditworthiness. Not all applicants will qualify. Membership required. Federally insured by NCUA.
Your journey to
freedom starts here.
Drive Your Dreams
Get behind the wheel faster with low rates and flexible terms.
- Rates as low as 4.74% APR
- No payment for 60 days
- Fast processing
Shop Smarter
Whether it’s a big purchase or everyday rewards, Pioneer has your back.
- Earn points with our Perks Debit and Credit Cards
- Flexible personal loans with quick approvals*
- Track your spending with our mobile app
*Loans are subject to credit approval
Dream Big
Turn your goals into reality with high-earning savings and smart lending tools.
- Earn up to 3.75% APY on 13-month Certificate*
- Home Loans for what matters most
- Smart Start accounts for students & young savers
Member Stories
“My financial advocate was knowledgeable, polite and friendly.
Banking at Pioneer has been a blessing.”
Locations and Hours
We'd love to see you in person! Please feel free to drop into any branch location near you.
Credit Cards
Flexible shopping, easier budgeting, and fun points and prizes — our credit card options make it easy to live life to the fullest.