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Pioneer Perks

Unlock Rewards with the Pioneer Perks Credit Card!

Low rates, no gotcha fees, and points on every purchase!

In a world where every penny saved matters, we bring you an opportunity to not just save, but to earn while you spend! The Perks Credit Card is your ticket to a world of rewards and benefits. Our Perks Credit Card offers competitive fixed interest rates that are hard to beat, providing great value.

Take advantage of this card that is a smarter, more rewarding way to spend. Discover what the Pioneer Perks Credit Card has in store for you!


Apply Here

  • Maximize Your Spending: Earn 2 points for every $1 you spend.*
  • Balance Transfer Bonus: Earn 1 point for every $1 transferred to your Perks Credit Card.*
  • Stable Rates You Can Count On: Enjoy a low, fixed interest rate.
  • No Hidden Fees: Say goodbye to troublesome "gotcha" fees.
  • Bonus Point Promotions: Take advantage of special bonus point opportunities.
  • Wide Range of Rewards: Redeem your points at over 3 million retailers.
  • Flexible Redemption Options: Convert your points into cash whenever you want.
  • Easy Point Management: Redeem your points conveniently online.
*Points will not be earned on your card until card is registered and active on the uchooserewards.com site.  

Step 1: Apply for the Pioneer Perks Visa® Credit Card

  • Visit here and fill out the online application form.
  • Alternatively, visit any Pioneer Appalachia Federal Credit Union branch to apply in person.
  • Once approved, you will receive your new Pioneer Perks Visa® Credit Card in the mail.

Step 2: Register Your Card

  • Go to uchooserewards.com to register your card.
  • Follow the simple registration process to activate your card and start earning points.

Step 3: Start Earning Points

  • Use your Pioneer Perks Visa® Credit Card for everyday purchases and earn 2 points for every $1 spent.
  • Transfer balances to your Perks Credit Card and earn 1 point for every $1 transferred.
  • Keep an eye out for special bonus point promotions to maximize your rewards.

Step 4: Redeem Your Points

  • Log in to uchooserewards.com or use our mobile app to manage and redeem your points.
  • Choose from over 3 million retailers or opt to convert your points into cash.
  • Enjoy the flexibility and convenience of redeeming your points online anytime, anywhere.









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Locations and Hours


We'd love to see you in person! Please feel free to drop into any branch location near you.