On the go?
JOIN US ON YOUR PHONE
Easily check your accounts, send money, and stay on top of your finances—anytime, anywhere. With secure access and real-time updates, our app makes managing your money simple and stress-free.
.png)
Pioneer Appalachia FCU
Shift, Save, Drive – Get Auto Loan Rates as Low as 4.99% APR*!
*Not all will qualify for the lowest rate
Pioneer AFCU Named a Best Credit Union to Work For 2025
American Banker has recognized Pioneer AFCU as one of the Best Credit Unions to Work For in 2025.
This recognition highlights our amazing team who make Pioneer a great place to work — and to bank.
Join Pioneer!
Embark on a banking partnership that prioritizes your needs above all else!
Lost or Stolen Card
To report your card lost or stolen, contact us during operating hours.
Pioneer Auto Shopping
Looking for a new car? Research local deals and save time and money!
Your journey to
freedom starts here.
Drive Your Dreams
Get behind the wheel faster with low rates and flexible terms.
- Rates as low as 4.99% APR
- No payment for 60 days
- Fast processing
Shop Smarter
Whether it’s a big purchase or everyday rewards, Pioneer has your back.
- Earn points with our Perks Debit and Credit Cards
- Flexible personal loans with quick approvals
- Track your spending with our mobile app
Dream Big
Turn your goals into reality with high-earning savings and smart lending tools.
- Earn up to 4.00% APY on 15-month CDs
- Home Loans for what matters most
- Smart Start accounts for students & young savers
Member Stories
“My financial advocate was knowledgeable, polite and friendly.
Banking at Pioneer has been a blessing.”
Locations and Hours
We'd love to see you in person! Please feel free to drop into any branch location near you.
Credit Cards
Flexible shopping, easier budgeting, and fun points and prizes — our credit card options make it easy to live life to the fullest.