A young family looking into the back trunk of a car

Shift, Save, Drive – Lock in Your Low Auto Loan Rate Today!

Shift, Save, Drive – Auto Loan Promotion

Get behind the wheel with rates as low as 4.99% APR – or unlock even lower rates at 3.99% APR when you make Pioneer your Primary Financial Institution (PFI)!

✅ Competitive rates starting at 4.99% APR (based on credit approval) 
Exclusive 1% Loyalty Discount – Drop your rate to 3.99% APR! (when eligibility requirements are met) 
✅ Flexible terms to fit your budget
✅ Easy online application & quick approvals

Apply Now

It’s simple! Become a Pioneer AFCU Primary Financial Institution (PFI) member by:
✔️ Setting up direct deposit
✔️ Opening & actively using a Pioneer AFCU checking account within 90 days

Don’t miss out on these incredible rates. Apply online now and finance your next vehicle with confidence!

Apply Today!

📞 Need assistance? Call us at (304) 348-6648 or visit one of our branches!

Eligibility & Requirements

Who is eligible for this promotion?
✅ Anyone who qualifies for a Pioneer AFCU auto loan and meets our credit approval criteria.

Can I refinance my current Pioneer AFCU auto loan with this promotion?
🚫 No. This offer is for new auto loans or refinances from another financial institution only. Internal refinances (loans currently held with Pioneer AFCU) do not qualify.

Rates & Terms

What are the available interest rates?
🚗 Rates are as low as 4.99% APR, but you can lower your rate to 3.99% APR with our Loyalty Discount when you make Pioneer AFCU your Primary Financial Institution (PFI).

How do I qualify for the Loyalty Discount?
📌 To receive the 1% rate discount, you must:
✔️ Set up direct deposit
✔️ Open & actively use a Pioneer AFCU checking account within 90 days

How long is this promotion available?
⏳ This is a limited time offer, so apply now while rates are low!

Application Process

How do I apply for an auto loan?
🖥️ You can apply online by clicking Apply Now, visiting one of our branches, or calling us at (304) 348-6648 for assistance.

How long does the application process take?
🕒 We offer quick decisions, and processing time depends on credit review and documentation completion. Most applicants receive a decision within one business day.

Vehicle & Loan Details

What types of vehicles are eligible?
🚙 This promotion applies to new and used personal vehicles (cars, trucks, SUVs). Specialty vehicles like RVs, motorcycles, and boats will have different terms.

Is there a minimum or maximum loan amount?
💰 Loan amounts vary based on vehicle value, creditworthiness, and other factors. Contact us for more details on your specific situation.








Ready to Drive & Save? Apply Today! 

Lock in your low rate and get behind the wheel with rates as low as 4.99% APR or unlock even lower rates at 3.99% APR when you make Pioneer your Primary Financial Institution (PFI)! Our easy online application and quick approvals make financing simple.

📌 Don’t wait—this offer won’t last forever!

Apply Today!

📞 Need help? Call us at (304) 348-6648 or visit your nearest Pioneer AFCU branch.

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Locations and Hours


We'd love to see you in person! Please feel free to drop into any branch location near you.