Personal Financial Management Tool

Our Personal Finance Management Tool: Take Control of Your Financial Future

At Pioneer AFCU, we’re always striving to help our members make the most of their money. That’s why we love our Personal Finance Management (PFM) Tool—your trusted companion for managing your finances.

Whether you’ve used it before or are exploring it for the first time, our PFM Tool is here to help you track spending, set budgets, and reach your financial goals—all from the convenience of your mobile app. With easy-to-use features and insightful data, it’s never been easier to take control of your financial future.


Reconnect with our PFM Tool today and see how it can simplify your financial life.

  1. Budget Progress

    • Track your spending with ease and see how well you’re sticking to your budget. Our tool provides a clear overview of your monthly spending, ensuring you stay on track to meet your financial goals.

  2. Cashflow Management

    • Get a real-time view of your cash flow, showing your current balance and a projection of your upcoming expenses. Stay informed about upcoming bills and manage your finances with confidence.

  3. Spending by Category

    • Visualize your spending habits with our easy-to-read category breakdown. Whether it’s household expenses, dining out, or entertainment, you’ll always know where your money is going.

  4. Net Worth Tracking

    • Keep an eye on your financial health with our net worth tracker. Monitor the growth of your assets and the status of your debts to make informed decisions about your financial future.

  5. Transaction History

    • Stay on top of your most recent transactions with a detailed activity log. Easily categorize your spending and keep your financial records organized and up-to-date.

  6. Comprehensive Dashboard

    • Access all your financial information in one place with our comprehensive dashboard. From budgets and spending to cash flow and net worth, our tool gives you a complete overview of your finances at a glance.








Get Started

Ready to take control of your finances? Start using our Personal Finance Management (PFM) Tool today!

To access the tool on our mobile app, simply:

  1. Open the Pioneer AFCU mobile app.
  2. Click on the three lines at the top left corner of the screen.
  3. Select "Spending Habits" from the menu.

This will take you directly to the PFM Tool, where you can begin tracking your spending, managing your budget, and reaching your financial goals.

Don’t have the app yet? Download it on the App Store and Google Play Store

Close up of two hands shaking

Locations and Hours


We'd love to see you in person! Please feel free to drop into any branch location near you.